Judi Rutland
M: 850-974-8687 mobile

Judi Rutland

Broker Associate

Some, call the panhandle of Florida, paradise....I call it home sweet home

As a Florida Broker and Certified Residential Specialist,  I offer my customers the knowledge and expertise about buying and selling real estate in our local market. Buying and selling real estate is not the same everywhere, so you need someone that you not only like but  can trust for up-to-date information. I am eager to serve you and here are some of the things I can do to assist in the process:

Finding A Home
You need someone who knows this area inside and out! You need a strong negotiator.  You need a REALTOR that has strong work ethics and never waivers when things get rough.  I will work with you to find the right home at the right price for you, including all the neighborhood amenities that matter - not to mention the essential criteria you need for your ideal home. 

Selling a Home
When it's time to moving, you need someone who will market your home, show it to prospective buyers, negotiate the purchase contract, overcome objections, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing until the very end and then beyond. I take care of everything, from listing to closing.

Consultation on Home Selling Tactics
Oftentimes buyers cannot visualize living in your home the way you do. I can make recommendations for your home to attract its ideal audience.  Some of those things include:  advising,  staging, making repairs or minor improvements. I have 20 years of a proven track record in marketing and selling homes.  I put in the work so that you can make your next move.




  • Graduate Leadership Development Program - Class of '99 - Emerald Coast Association of Realtors®
  • Graduate DeKalb College -  Associate Degree in Business Administration
  • Graduate Kennesaw University - Bachelor Degree in Psychology
  • Graduate Georgia State University - Master Degree in Education Psychology
  • Graduate Realtor® Institute (GRI)
  • Graduate Accredited Buyer's Representative (ABR)
  • Graduate Certified Distressed Property Expert (CDPE)
  • Certified Residential Specialist (CRS)
  • Certified Short Sale Foreclosure Resource (SFR)
  • Pricing Strategy Advisor (PSA)
  • South Walton Realtor® of the YEAR (2000, 2005)
  • Destin Realtor® of the Year (2014)
  • President - Emerald Coast Association of Realtors® (2012)
  • President -  Women's Council of Realtors® - Emerald Coast (2016)
  • Florida Realtors® District 9 Vice President (2015)
  • Florida Real Estate Instructor
  • Florida Realtors® Instructor
  • Coldwell Banker Real Estate Sales Instructor
  • Okaloosa County Commission on the Status of Women





"Judi was recommended to me by a friend. She was very easy to work with and was a great help since I live out of State. Judi kept me in the loop on all showings and also shared recommendations to help sell the property. "

  -Doyle King, Client

"We have dealt with Judi for two purchases and a sale and we feel she is absolutely fabulous! She is always going the extra mile for her clients, is efficient, hard-working, organized, conscientious and most importantly highly ethical! "

  -Ron & Barb, Client

"Judi is great to work with. She is very knowledgeable in the real estate field and looks out for the best interest for her clients. She was always available to answer our questions and always got right back to us with any information we needed. We would highly recommend her and would use her again should we need to sell or buy another house. "

  -Joan Forman, Client

"I have had the distinct pleasure of working with Judi on several projects over the course of nearly 20 years. Her experience, strong work ethic and in depth knowledge of real estate makes Judi a true professional in a field wrought with amateurs. She is committed to providing her clients with the best possible experience....from the initial meeting to move-in day and her referral base is proof that her clients are equally dedicated to her."

  -Rena Martens Anderson, Colleague

Coldwell Banker Realty
4458 Legendary Dr Ste 100
Destin, FL