Do you receive credit card and insurance applications in the mail? Money Crashers tell us that these offers can be scooped from your mailbox, opened without your knowledge, and used fraudulently under your name without permission. While this may not be the most popular form of identity theft out there, it does happen and it’s a real risk. Add to that the fact that junk mail usually just ends up in the trash, representing a huge waste of paper and resources, and there’s simply no reason you need to continue receiving it.
Hurry and opt out of these risky, unsolicited mailing by going to www.OptOutPrescreen.com. This is the only consumer credit reporting agency website approved by all four major consumer credit reporting companies (TransUnion, Equifax, Experian, and Innovis) to accept and process opt-in or opt-out requests from consumers for firm offers of credit or insurance. You have the choice to opt out permanently or for five years.
OptOutPrescreen.com only removes you from specified lists. If you want to opt-out from other forms of junk mail, you must do so through the Direct Marketing Association website. If you continue receiving unsolicited items, you have to approach each company individually to remove yourself from its list.