
Communities
Communities Served
Certified Residential Specialist & Pricing Strategy Advisor
- A trusted source with strong negotiation skills and in-depth knowledge of the contractual obligations whether selling and buying.
- Expertise in the communities served between Fort Walton Beach, Destin, Miramar Beach, Santa Rosa Beach, Scenic Highway 30A and Inlet Beach.
- Ability to target home searches using multiple sources and innovative marketing strategies.
- Support throughout the listing and closing process - you will not be left in the dark nor uninformed.
- Experience, integrity and results oriented - with 20+ great years in the local real estate market, Judi abides by the strict Realtor® Code of Ethics. From start to finish, you can depend on her and on Coldwell Banker to get the job done .
Featured Properties
Recent Sales




If you are looking for a "true professional" Judi is your agent. I have known Judi from the time she entered the profession. No one I know in my 40 years in real estate has worked harder to gain the education and experience to be the "clients agent". Her record of success as an broker/agent and her continued leadership in the real estate community show she is an …
-Jamie Forbes, Colleague
I worked with Judi for many years as an R.E. Administrator starting back in early 2000 when I was trying to break into Real Estate. I continue to be impressed by her passion for the business, her zeal for excellence, and her commitment to her clients and colleagues, as well as community, family and friends. She truly goes "the extra mile" and I am blessed to call her …
-BJB, Colleague
Judi Rutland is a five-star Instructor consistently scoring 5 out of 5 in her Instructor evaluations by 100% of attendees. I have worked with Judi for 5 years in my capacity as Education Director for the Emerald Coast Association of Realtors. Judi is professional, dependable, passionate and always well prepared. She has the rare ability to combine the art of imparting …
-Paula Cook, Colleague
Judy made our out of state hunting and buying of our new home so enjoyable. Her real estate knowledge, attention to details and timely texts/calls were wonderful. She is not only our Broker, she is our friend!!!
-Staci Rumpke, Client
Judi was recommended to me by a friend. She was very easy to work with and was a great help since I live out of State. Judi kept me in the loop on all showings and also shared recommendations to help sell the property.
-Doyle King, Client

My customers are my top priority. It is my genuine desire to assist buyers and sellers in helping them to achieve their goals. For sellers, I take full advantage of Coldwell Banker's® marketing tools to ensure that a property is broadly promoted on a variety of channels, including major real estate websites. Through many years of experience in the field, you will want to team up with an agent that excels in negotiations, fully understands the marketing process and has the knowledge and experience to guide you in the contract to closing process. You also want an agent that has a full understanding of the local market and knows how to target trends to help you purchase or sell a home.
If you're looking for a positive, helpful partner who is ready to provide you with exceptional service, let's talk.