
Communities
Communities Served
Certified Residential Specialist & Pricing Strategy Advisor
- A trusted source with strong negotiation skills and in-depth knowledge of the contractual obligations whether selling and buying.
- Expertise in the communities served between Fort Walton Beach, Destin, Miramar Beach, Santa Rosa Beach, Scenic Highway 30A and Inlet Beach.
- Ability to target home searches using multiple sources and innovative marketing strategies.
- Support throughout the listing and closing process - you will not be left in the dark nor uninformed.
- Experience, integrity and results oriented - with 20+ great years in the local real estate market, Judi abides by the strict Realtor® Code of Ethics. From start to finish, you can depend on her and on Coldwell Banker to get the job done .
Featured Properties
Recent Sales




We have dealt with Judi for two purchases and a sale and we feel she is absolutely fabulous! She is always going the extra mile for her clients, is efficient, hard-working, organized, conscientious and most importantly highly ethical!
-Ron & Barb, Client
Judi is great to work with. She is very knowledgeable in the real estate field and looks out for the best interest for her clients. She was always available to answer our questions and always got right back to us with any information we needed. We would highly recommend her and would use her again should we need to sell or buy another house.
-Joan Forman, Client
Judi Rutland is a five-star Instructor consistently scoring 5 out of 5 in her Instructor evaluations by 100% of attendees. I have worked with Judi for 5 years in my capacity as Education Director for the Emerald Coast Association of Realtors. Judi is professional, dependable, passionate and always well prepared. She has the rare ability to combine the art of imparting …
-Paula Cook, Colleague
Judi was recommended to me by a friend. She was very easy to work with and was a great help since I live out of State. Judi kept me in the loop on all showings and also shared recommendations to help sell the property.
-Doyle King, Client
Judy made our out of state hunting and buying of our new home so enjoyable. Her real estate knowledge, attention to details and timely texts/calls were wonderful. She is not only our Broker, she is our friend!!!
-Staci Rumpke, Client

My customers are my top priority. It is my genuine desire to assist buyers and sellers in helping them to achieve their goals. For sellers, I take full advantage of Coldwell Banker's® marketing tools to ensure that a property is broadly promoted on a variety of channels, including major real estate websites. Through many years of experience in the field, you will want to team up with an agent that excels in negotiations, fully understands the marketing process and has the knowledge and experience to guide you in the contract to closing process. You also want an agent that has a full understanding of the local market and knows how to target trends to help you purchase or sell a home.
If you're looking for a positive, helpful partner who is ready to provide you with exceptional service, let's talk!